寰宇保险代理有限公司(Pacific Prime)总裁尼尔·雷蒙德(Neil Raymond)对中国/亚洲医疗保险业前景的见解

寰宇保险代理有限公司由尼尔·雷蒙德于2000年创立,总部位于香港,是亚洲顶级的国际医疗保险产品代理商,以旅居国外人士为重点客户群体。公司对中国和亚洲医疗(及其他类型)保险业之当前变化形势有着极为深刻的见解。本人有20多年的医疗保健和医疗保险从业经历,这使我能够经常向尼尔咨询医疗保险方面的问题,而他总是会一一回答这些问题。以下是他对我近期的部分问题所作的解答。

The Solution to China’s Digital Health Problems? Go Direct to Consumers.

There has been a lot of soul-searching by entrepreneurs, venture capitalists and Internet companies about what has gone wrong in Chinese digital health. Thousands of digital health companies have been launched and funded in recent years but there have been few, if any, big successes. However, if the past few years were overly optimistic, I […]

The Growing Supply-Demand Gap at the Center of Chinese Healthcare (Part 1 of 2)

Private health insurance is arguably both the biggest and the most vexing opportunity in China today. The need is clear. Increasingly wealthy Chinese consumers are growing increasingly frustrated with the public healthcare system. And growing but still nascent private hospitals are struggling to find larger and more stable revenue flows. But while local and foreign […]

Why Mobile Healthcare Apps Keep Failing in China

More than a thousand Chinese healthcare apps have been launched in the past five years. These startups, targeting the seemingly super-hot intersection of booming smartphone usage and modernizing healthcare, were supposed to be the next big thing. And many have been backed by top venture capitalists and leading Chinese companies such as Alibaba Group Holding, […]

Why China’s Drug and Vaccine Scandals Will Dwarf the Food Scandals

It was the 2008 melamine baby powder scandal that finally made food safety a national priority in China. And the 2016 vaccine scandal may be what similarly finally wakes Chinese consumers up to the issue of drug safety. Unfortunately, sick newborns may again be the mobilizing image. Drug scandals have been happening in China for […]

How China’s “Puff Daddies” Became the World’s Biggest Smokers (Probably)

Question: What do you get when you put the world’s biggest smokers in the world’s most polluted cities – and then wait for +20 years? Answer: You get approximately 20M super-smoking Chinese men. A unique population that has likely inhaled more carcinogens than any other human beings alive. And as they are almost all men, […]

An Argument for Creating “Super Hospital SOEs” in China

Hospitals are an exception to the China success story. The private ones are still mostly small and frequently distrusted. The public ones are more trusted but can often be like time traveling back to 1990. While more trusted in terms of actual care, they are operationally frustrating for patients and financially difficult for doctors and […]

The Relapsing-Remitting Sclerosis of China’s Healthcare System

 But first, please sign up on the upper right to stay in contact. Thanks. Healthcare is one of those subjects I obsess about. The dollars are huge (e.g., $3 trillion in the USA). It is uber- complicated. And as the government is perpetually involved, things are always economically contorted. You can find ridiculous profits and […]