将私人医疗保险引进中国的三种选择(2/2)

在第一部分中,我论证了中国医疗保健行业的中心供求缺口正日益扩大这个问题。而私人医疗保险或许是解决这个问题的关键。 在本文中,我将展示在中国设立真正的私人医疗保险的三种模型。这些模型均已在其他地方实行,而且只需要在监管方面进行渐进式的改革。

中国医疗保健行业日益扩大的中心供求缺口(1/2)

私人医疗保险可以说是中国目前最大的、也是最恼人的机遇。这方面的需要显然存在。生活日渐富裕的中国消费者对公共医疗保健制度越来越感到失望。而立足未稳的私立医院正在努力寻找更大量、更稳定的收益流。

投资银行家如何拯救中国医院

在中国,成功事故总是层出不穷,而医院行业却是一大例外。私立医院大多为小型医院,并且很难赢得公众的信任。公立医院则陈旧不堪,令人仿佛回到1980年。尽管近年来大肆报道,但不论私立和公立医院都没有取得什么进步。在服务、成本和质量方面,几十年来中国医院几乎没有任何改观。

Why Chinese Families Are Flooding Into Foreign IVF & Fertility Services: An Interview with SCRC.

Medical tourism from China is surging. According to Ctrip (via a recent Cheung Kong Graduate School of Business report), there were over 500,000 outbound medical tourism trips from China in 2016, a 5x increase from 2015. And the average spending per trip was a stunning 50,000 RMB, more than 10x typical Chinese tourist spending. The […]

寰宇保险代理有限公司(Pacific Prime)总裁尼尔·雷蒙德(Neil Raymond)对中国/亚洲医疗保险业前景的见解

寰宇保险代理有限公司由尼尔·雷蒙德于2000年创立,总部位于香港,是亚洲顶级的国际医疗保险产品代理商,以旅居国外人士为重点客户群体。公司对中国和亚洲医疗(及其他类型)保险业之当前变化形势有着极为深刻的见解。本人有20多年的医疗保健和医疗保险从业经历,这使我能够经常向尼尔咨询医疗保险方面的问题,而他总是会一一回答这些问题。以下是他对我近期的部分问题所作的解答。

The Solution to China’s Digital Health Problems? Go Direct to Consumers.

In the past 6 months, there has been a lot of soul-searching by entrepreneurs, venture capitalists and Internet companies about what has gone wrong in Chinese digital health. Thousands of digital health companies have been launched and funded in recent years but there have been few, if any, big successes. And, as detailed in a […]

How China’s “Puff Daddies” Became the World’s Biggest Smokers (Probably)

Question: What do you get when you put the world’s biggest smokers in the world’s most polluted cities – and then wait for +20 years? Answer: You get approximately 20M super-smoking Chinese men. A unique population that has likely inhaled more carcinogens than any other human beings alive. And as they are almost all men, […]

An Argument for Creating “Super Hospital SOEs” in China

Hospitals are an exception to the China success story. The private ones are still mostly small and frequently distrusted. The public ones are more trusted but can often be like time traveling back to 1990. While more trusted in terms of actual care, they are operationally frustrating for patients and financially difficult for doctors and […]