In his latest Tech Strategy podcast, Jeff Towson delves into how digitalization is revolutionizing traditional barriers to entry. Drawing from his new book, ‘Moats and Marathons’, Towson examines six levels of competition, particularly focusing on those assets that can’t be easily built, bought, or transferred. From reputation and loyalty to unique technological capabilities, this episode offers a deep dive into the realities of competing in the digital age.
Category Archives: Nubank
What’s Next for Brazilian Nubank? (2 of 2) (Asia Tech Strategy – Daily Article)
In Part 1, I went through the basics of Nubank, which is building a digital bank in Latin America. And you can make an analogy between the first digital bank and the first online travel sites. In both cases: A digital business model was taking on long-established physical business models. Digital economics enabled a far […]
Brazilian Nubank is Ant Financial Circa 2016 (1 of 2) (Tech Strategy – Daily Article)
A few months ago, I wrote about Stone Co, which is one of the new digital natives rising in Latin America. My thinking on Stone Co is that the company is mostly serving SMEs with a split focus on financial services and enterprise software and services. That is a bit confusing. And their operations reflect […]